Knowledge Base | Ridgewood Savings Bank

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Be sure you find a loan that fits your needs with these comprehensive questions. What are the most

W-2 forms or business tax return forms if youre self-employed for the last two or three years for every

Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the

It's an objective opinion of value, but it's not an exact science so appraisals may differ. For buying and

When you sell a stock, you owe taxes on your gainthe difference between what you paid for the stock and what

Develop a family budget. Instead of budgeting what you'd like to spend, use receipts to create

Credit scores, along with your overall income and debt, are a big factor in determining if you'll qualify

Credit scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage.

Be sure you find a loan that fits your needs with these comprehensive questions. What are the most

W-2 forms or business tax return forms if youre self-employed for the last two or three years for every

Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the

It's an objective opinion of value, but it's not an exact science so appraisals may differ. For buying and

When you sell a stock, you owe taxes on your gainthe difference between what you paid for the stock and what

Condominiums and townhouses offer an affordable option to single-family homes in most areas. But consider

If the latest technology or entertainment options are important in your new home, add the following questions